Disability Needs Calculator

To determine your potential earnings when you retire at the age of 65, fill in the following information.

Enter your current age:
Enter your current annual income:

Your potential earnings, assuming a 3% salary increase each year, will reach an amount of:

Let’s take a look at how much disability protection you might need to help you meet your monthly expenses in the event of a disability.

Monthly Expenses:
Mortgage or rent	$
Food	$
Utilities - electricity, heat, water, etc.	$
Telephone, internet, etc.	$
Loans & credit cards	$
Auto expenses	$
Insurance premium	$
Clothing	$
RRSPs	$
Other	$
Total monthly expenses	$  Calculate 1
Current Monthly Coverage:
Individual	$
Group	$
Association	$
Total monthly coverage	$  Calculate 2
Monthly Shortfall	$  Calculate 3
Clear

If there is a monthly shortfall, please  for an illustration.